ニューヨーク・タイムズのインスタグラム(nytimes) - 7月15日 02時50分


More than 800,000 borrowers will have $39 billion in federal student loan debt eliminated under a government effort to remedy years of mistakes by the loan servicers that collect payments on the government’s behalf.

Millions more people will have their loans adjusted as part of the program. That process will continue into next year.

The relief will go to those with federal loans owned directly by the Education Department and who enrolled in income-driven repayment plans or would have qualified for relief if they had done so. Those plans cap the payments that borrowers owe to a percentage of their income. Under those plans, borrowers must make payments for a term that is typically 20 or 25 years. At the end of that period, any remaining balance is forgiven.

The planned move comes two weeks after the Supreme Court struck down President Biden’s plan to eliminate $400 billion in student loan debt for tens of millions of borrowers. The court ruled that the president lacked the authority to eliminate debts so broadly without explicitly congressional authorization.

But the far smaller adjustment on Friday, which is separate and has not led to court challenges, falls more squarely within the education secretary’s power to administer loan repayment programs.

Read the full story at the link in our bio.


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