Wall Street Journalさんのインスタグラム写真 - (Wall Street JournalInstagram)「Scammers in search of money and credit-card information are exploiting more young people on their home turf of social media.⁠ ⁠ The Federal Trade Commission said online shopping is the most common type of fraud, and scams often start on social media. Reported losses from social-media fraud reached more than $1.2 billion last year, up from $42 million in 2017. For adults ages 18 to 29, social media is by far the biggest starting point for fraud: Nearly 40% of the fraud loss reported by this age group in 2021 originated on a social-media site, said the FTC.⁠ ⁠ “Gen Z has grown up with a phone or iPad in their hands,” said Christine Halvorsen, a managing director at Protiviti, a risk and compliance consulting firm. “They’re very comfortable buying things online, and they’re very trusting of that.”⁠ ⁠ The amount of money younger people report losing to scams is much lower than it is for older adults, who are more likely to fall for scams by phone, involving tech support, sweepstakes or people posing as friends and relatives. The median individual fraud loss reported by people ages 18 to 59 was $500 in 2021, said the FTC. For people 80 and older, it was $1,500.⁠ ⁠ While the dollar amounts aren’t huge, there is usually a larger scheme at play, say experts who study online fraud. Halvorsen said scammers who place ads on social media are usually part of an organized criminal enterprise more focused on stealing data than making money from small purchases. Scammers often use shoppers’ credit-card information to buy gift cards or cryptocurrency; other times they sell consumers’ credit-card numbers, names and addresses.⁠ ⁠ Read more at the link in our bio.⁠ ⁠ Photo Illustration: Rob Frogoso for @wsjphotos」5月12日 0時01分